FINANCIAL RESOURCE ASSISTANCE

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During these unprecedented times and hardships, we want to remind those residents facing financial hardships to reach out to us in order to keep open communication with our team. None of the federal, state or local moratoriums relating to housing erase your obligation to pay rent. Therefore, we strongly encourage you to begin making payments now to get current on your rental balances. It is vital that we understand your intentions of bringing your past due balance current. We also would like to take this opportunity to inform our residents of the many programs and resources available within our community to help assist tenants with the payment of their rental obligations.

Please see the list below of local programs, charities and organizations that are aiding those in need of financial assistance:

·CHECK OUT THESE DIFFERENT LINKS!

Announcing that Michigan is launching Futures for Frontliners, the first program in the country offering tuition-free college to the Michiganders who provided frontline services during the COVID-19 Stay Home, Stay Safe orders between April – June 2020.

Whether it was stocking shelves, delivering supplies, picking up trash, manufacturing PPE or providing medical care, you were there for us, and this is our opportunity to thank you for it. This funding is available to those in the medical field, manufacturing, nursing homes, grocery stores, sanitation, delivery, retail and more.

Frontline workers: Please go to http://www.michigan.gov/Frontliners to explore career opportunities, a list of local community colleges, and get started on your application – even if you don’t already have a high school diploma.

GOING BACK TO SCHOOL IS A CHANCE TO FOLLOW A DREAM. IT’S NEVER TOO LATE. With free college tuition, now is the right time. Choose your path to get started. Read more: https://www.michigan.gov/whitmer/0,9309,7-387-90499_90640-539206–,00.html

COMMUNITY HOUSE NETWORKS – F i n a n c i a l A s s i s t a n c e
Statewide * Nationwide

Wayne Metro Cares- Relief and Recovery Services https://www.waynemetro.org/housing-and-food-assistance/ or (313) 388-9799

· Neighborhood Legal Services – Housing Advocacy Center

Neighborhood Legal Services Michigan – Housing Advocacy Center (NLSM) works with those who are homeless and/or at risk of homelessness.

· Volunteers of America, Michigan Branch

Volunteers of America is a national, nonprofit, faith-based organization dedicated to helping those in need rebuild their lives and reach their full potential, providing housing shelters and veteran services.

· EmPower Heat and Energy Assistance Program

EmPower Heat and Energy Program serves low-income clients with their past-due utility bills in all 83 counties Michigan.

· Fair Housing Center of Metropolitan Detroit

Since 1977 the Fair Housing Center of Metropolitan Detroit (FHCMD), a private, non-profit, citizen-based organization – with IRS 501 (c) [3] tax exempt status – has worked to help ensure equal housing opportunities throughout the metropolitan Detroit area.

Michigan 2-1-1 is an easy way to connect with help of all kinds, right in your community. Need help with food, housing, or paying bills? Need support in a family crisis or community disaster? Any time. All the time. Just call, text, or search online and they’ll get you connected.

To text :Text your zip code to 898211.⁠

To chat online: https://www.hwmuw.org/211livechat/⁠

To talk on the phone: DIAL 2-1-1 or 1-800-887-1107 to get connected to resources.⁠

2-1-1 is part of a national system of 2-1-1 organizations reaching 94% of the U.S! Just visit http://211.org/ to find your local 2-1-1 organization! ⁠

United Way Michigan 2-1-1 connects people with their local United Way. 2-1-1 is the health and human service equivalent of 9-1-1 to give or get help operated by United Way.

Additionally, the State of Michigan through Executive Order 2020-134 that was signed by the Governor on June 26th, 2020 entails information regarding the Eviction Diversion Program. The Eviction Diversion Program (EDP) is designed to keep Michigan residents who are behind on their rent during COVID-19 in their homes while compensating landlords for the past due rent. The Michigan State Housing Development Authority will be administering this program through its network of nonprofit service providers, known as Housing Assessment and Resource Agencies (HARAs). We encourage you to reach out to United Community Housing Coalition to determine if you qualify for assistance as your landlord will participate in this program as well. The website link to view the EDP information can be found here: https://www.michigan.gov/mshda/0,4641,7-141-5555-533463–,00.html.

If you received a recent demand for payment you will need that notice to initiate your application. We have also attached a copy of the EDP application to this notice for your convenience. These procedures are subject to change so please contact the local HARA for the latest application information.

The contact information for the agency to initiate the EDP application process for Detroit residents is as follows:

United Community Housing Coalition

2 Woodward Ave #908 Detroit, MI 48826

(866) 313-2520

www.DetroitEvictionHelp.com

Again, we look forward to the opportunity of working with all our residents so that we can together find a resolution that moves us past these financial hardships.

THE FOLLOWING RESOURCE HAS BEEN MADE AVAILABLE THAT MAY BE HELPFUL

Eviction Diversion Program (EDP)

Eviction Diversion Program (EDP) <— Click to visit .Gov page

The Eviction Diversion Program (EDP) is designed to keep Michigan residents who fell behind on their rent during COVID-19 in their homes. The program utilizes a special court process to get fast rental assistance for renters who have been impacted.

Rental assistance in the amount of $50 million is available in the form of lump sum payments to landlords in exchange for allowing tenants to remain in their homes, forgiving late fees and up to 10% of amount due.

HOW EDP WORKS

  • The Michigan State Housing Development Authority will be administering this program through its network of nonprofit homeless service providers, known as Housing Assessment and Resource Agencies (HARAs).
  • HARAs will, in collaboration with local stakeholders, design an eviction diversion process where tenants and landlords are notified about the program and eviction filings are resolved in as many cases as possible by conditional dismissals.
    • Conditional Dismissals, based on MCR 2.602, will outline the circumstances under which the landlord and tenant may resolve eviction-related matters, include eligible lump sum payments from Coronavirus Relief Funding (CRF) and other sources.
  • Tenants up to 100% of area median income are eligible for the rental assistance.
  • Opting into this program will allow landlords to get quick and substantial payments for back rent.
  • Using a Conditional Dismissal instead of a final judgment will protect the tenant’s credit history.

NEED HELP?

Find a Housing Assessment and Resource Agency near you

YOU WILL NEED TO CLICK THE LINK BELOW TO CONTACT YOUR LOCAL COUNTY REPRESENTATIVE. CALL AND ASK QUESTIONS.

DOWNLOAD THE APPLICATION FORM.

LEARN IF YOU CAN QUALIFY

FAQ

Q1: When will the Eviction Diversion Programs begin?

When the Michigan-wide moratorium on evictions is lifted on July 16, 2020, the Eviction Diversion Programs (EDP) will begin.

Q2: How is the Eviction Diversion Program being funded?

$60 million in Coronavirus Relief Funds (CRF) have been allocated. MSHDA will disperse the funds through grants to local Housing Assessment and Resource Agencies (HARA).

  • $50 million for rental assistance
  • $4 million for case management for Housing Assessment and Resource Agencies
  • $4 million for legal services
  • $2 million for administrative costs

Q3: I am a tenant being evicted from my rental. What do I do?

Reach out to your local Housing Assessment and Resource Agency (HARA). A list by county can be found here.

Q4: I am a landlord; how does the Eviction Diversion Program impact me?

By participating in this program, landlords can receive up to 90% of a tenant’s back rent paid in a lump sum. Landlords are required to forgive late fees and up to 10% of the back rent. The conditional dismissal will document the payment terms/dates by all parties.

Q5: Who is eligible for the Eviction Diversion Program?

Rental assistance payments will be structured based on the tenant’s income. Those under 50% area median income (AMI) are eligible for 90% rental arrearage payment up to $3,500 and one-month’s rent (up to $1,200) going forward. Those between 50-80% AMI are eligible for 75% rental arrearage payment up to $3,000. Those between 80-100% AMI are eligible for 65% rental arrearage payments up to $3,000. Those above 100% AMI will not be eligible for financial assistance. Half of the rental assistance will be reserved for household at 50% AMI and below.

Amounts not covered in rental arrearage payment, or the landlord forgiveness amount, are considered the tenant’s responsibility and need to be paid to the landlord prior to CRF disbursement or in a payment plan. Additional requirements include:

  • Tenants will be required to show proof of identification and provide 30 days or four weeks of paystubs to document their income.
  • Pandemic Unemployment Assistance will be counted for income determination purposes.
  • Tenants will only be eligible to participate in the program one time.
  • Tenants below 50% AMI will be offered case management services for up to three months in an effort to connect them with other beneficial programs and services.

Q6: How much of back rent will be covered?

Coronavirus Relief Fund (CRF) rental assistance payments will cover up to 90% of the past-due rent for qualifying individuals. Landlords will be required to forgive 10% of the past-due rent and remove any late fees or penalties from the amount due. CRF funds can only be used on rent due beginning March 1, 2020.

Q7: What if all my back rent isn’t covered by the Eviction Diversion Program?

Tenants whose back rent is not completely covered by the Eviction Diversion Program will be entered into manageable payment plans.

Q8: When does the funding end?

Initial funding is expected to be allocated quickly for the program. The expenditure deadline for the Coronavirus Relief Fund (CRF) funds is December 30, 2020.

Q9: Who is running the Eviction Diversion Programs at the state level?

Michigan State Housing Development Authority (MSHDA) is administering the program and has convened an EDP state leadership team comprised of staff from MSHDA, MDHHS, SCAO, Michigan Poverty Law Program, Michigan State Bar Foundation, and the Governor’s Office. Their purpose is to guide the program’s execution, monitor program outcomes, and distribute information within their respective agencies/areas of influence to aid in program effectiveness.